Vehicle Details
Looking for a capable, well-equipped SUV in Panama City FL? This pre-owned 2021 Ford Explorer XLT with 4WD is ready for your next commute, family trip, or weekend adventure. Powered by a 4-cylinder, 2.3L gasoline engine, this Ford Explorer delivers confident performance and versatile capability for Florida roads and beyond. Inside, you'll find premium Leather Seats that add comfort and refinement to every drive. Stay connected with Apple CarPlay, making it easy to access maps, music, calls, and compatible apps right from the touchscreen. Remote Start adds convenience on busy mornings, while Cross-Traffic Alert provides added awareness when backing out of parking spaces. An AutoCheck Clean Report gives you extra confidence in the vehicle's history. The Ford Explorer XLT offers a spacious cabin, bold styling, and the flexibility you want in a midsize SUV. With 4WD, it's built to handle changing road conditions with confidence, while its practical design makes it a smart choice for daily driving and road trips alike. If you're searching for a dependable pre-owned SUV in Panama City FL, this 2021 Ford Explorer XLT is worth a closer look. Contact us today to schedule your test drive and experience its comfort, capability, and technology firsthand.
Equipment
The leather seats in the vehicle are a must for buyers looking for comfort, durability, and style. The Ford Explorer comes equipped with Android Auto for seamless smartphone integration on the road. Start this 2021 Ford Explorer from inside with remote start. Protect this 2021 Ford Explorer from unwanted accidents with a cutting edge backup camera system. This 2021 Ford Explorer has automated speed control that adjusts to maintain a safe following distance, enhancing highway driving convenience. Keep your hands warm all winter with a heated steering wheel in this vehicle . The Ford Explorer's Cross-Traffic Alert: Safeguarding you from unexpected traffic when reversing. This Ford Explorer offers Apple CarPlay for seamless connectivity. with XM/Sirus Satellite Radio you are no longer restricted by poor quality local radio stations while driving the vehicle. Anywhere on the planet, you will have hundreds of digital stations to choose from. This 1/2 ton suv features a hands-free Bluetooth phone system.This model is equipped with the latest generation of XM/Sirius Radio.
Packages
Ford Co-Pilot360 Assist+: Speed Sign Recognition; Voice-Activated Touchscreen Navigation System; Evasive Steering Assist; Intelligent Adaptive Cruise Control. Equipment Group 202A: Heated Steering Wheel; 3.58 Non-Limited-slip Rear Axle Ratio; ActiveX Captain's Chairs; 10-Speed Automatic Transmission; Acoustic-Laminated Front Side Windows; 2.3L EcoBoost I-4 Engine; 6. 160 lbs GVWR; AM/FM Stereo; LED Fog Lamps; Remote Start System. Twin Panel Moonroof. 20" Premium Painted Aluminum Wheels. Star White Metallic TC. Cargo Area Management System. **Equipment listed is based on original vehicle build and subject to change. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.**Ford Co-Pilot360 Assist+: Speed Sign Recognition; Voice-Activated Touchscreen Navigation System; Evasive Steering Assist; Intelligent Adaptive Cruise Control. Equipment Group 202A: Heated Steering Wheel; 3.58 Non-Limited-slip Rear Axle Ratio; ActiveX Captain's Chairs; 10-Speed Automatic Transmission; Acoustic-Laminated Front Side Windows; 2.3L EcoBoost I-4 Engine; 6. 160 lbs GVWR; AM/FM Stereo; LED Fog Lamps; Remote Start System. Twin Panel Moonroof. 20" Premium Painted Aluminum Wheels. Star White Metallic TC. Cargo Area Management System. **Equipment listed is based on original vehicle build and subject to change. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.**
2021 Ford Explorer XLT
- Used
The overview
- Exterior Color
- Star White Tri-Coat
- Interior Color
- Ebony
- Odometer
- 84,437 miles
- Fuel Economy
- 20/27 MPG City/Hwy
- Transmission
- Automatic
- Drivetrain
- 4x4
- Engine
- I-4 cyl
- VIN
- 1FMSK8DH3MGA90822
- Stock Number
- MC1291
The highlights
- Navigation system
- Lane departure
- Automatic temperature control
- Emergency communication system
- Power moonroof
- Wireless phone connectivity
- Parking sensors
- Exterior parking camera rear
- Front dual zone A/C
- Auto high-beam headlights
- Speed sensitive wipers
- 3rd row seats
The full specifications
- 1-touch down
- 1-touch up
- Adaptive Cruise Control: Ford Co-Pilot360 Assist+ - Adaptive Cruise Control with Stop-and-Go
- Air conditioning
- Automatic temperature control
- Driver door bin
- Driver vanity mirror
- Emergency communication system: SYNC 3 911 Assist
- Front beverage holders
- Front dual zone A/C
- Heated steering wheel
- Illuminated entry
- Moonroof sunshade: power
- Navigation system
- Overhead console
- Passenger door bin
- Passenger vanity mirror
- Power moonroof
- Power windows
- Proximity key: doors and push button start
- Rear air conditioning
- Rear beverage holders
- Rear door bins
- Remote engine start: keyfob and smart device (subscription required)
- Remote keyless entry
- Speed control
- Telescoping steering wheel
- Tilt steering wheel
- Trunk/hatch auto-latch
- Alloy wheels
- Four wheel independent suspension
- Front anti-roll bar
- Power steering
- Rear anti-roll bar
- Speed-sensing steering
- Wheel size: 20"
- 1st row LCD monitors: 2
- AM/FM radio: SiriusXM
- Primary LCD size: 8.0"
- Satellite radio trial duration with new vehicle purchase (months): 3
- Smart device integration: SYNC 3/Apple CarPlay/Android Auto
- Speakers: 6
- Steering wheel mounted audio controls
- Wireless phone connectivity: Bluetooth
- 3rd row seats: bench
- Front center armrest
- Front seats: bucket
- Heated front seats
- Leather steering wheel
- Power 2-way driver lumbar support
- Power 2-way passenger lumbar support
- Power driver seat
- Power passenger seat
- Premium cloth
- Rear seats Folding position: fold forward seatback
- Seat Upholstery: leatherette
- Split folding rear seat
- Compressor: intercooled turbo
- Cylinder configuration: I-4
- Drive type: four-wheel
- Engine liters: 2.3L
- Engine location: front
- Fuel economy city: 20mpg
- Fuel economy combined: 23mpg
- Fuel economy highway: 27mpg
- Fuel tank capacity: 17.9gal.
- Horsepower: 300hp @ 5,500RPM
- Hybrid traction battery type: none
- Mode select transmission
- Number of valves: 16
- Recommended fuel: Premium Unleaded
- Standard fuel economy fuel type: gasoline
- Torque: 310 lb.-ft. @ 3,500RPM
- Transmission: 10 speed automatic
- Variable valve control
- Approach angle: 20 deg
- Departure angle: 22 deg
- Ground clearance (min): 208mm (8.2")
- Ramp breakover angle: 17 deg
- Bumpers: body-color
- Heated door mirrors
- Power door mirrors
- Power liftgate
- Rear cargo: power liftgate
- Spoiler
- Trailer sway control
- 3rd row headroom: 988mm (38.9")
- 3rd row hiproom: 1,039mm (40.9")
- 3rd row legroom: 818mm (32.2")
- 3rd row shoulder room: 1,387mm (54.6")
- Compression ratio: 10.00 to 1
- Curb weight: 1,971kg (4,345lbs)
- Engine bore x stroke: 87.5mm x 94.0mm (3.44" x 3.70")
- Engine displacement: 2.3 L
- Engine horsepower: 300hp @ 5,500RPM
- Engine torque: 310 lb.-ft. @ 3,500RPM
- Exterior body width: 2,004mm (78.9")
- Exterior height: 1,783mm (70.2")
- Exterior length: 5,050mm (198.8")
- Front headroom: 988mm (38.9")
- Front hiproom: 1,504mm (59.2")
- Front legroom: 1,092mm (43.0")
- Front shoulder room: 1,570mm (61.8")
- GVWR: 2,794kg (6,160lbs)
- Interior maximum rear cargo volume: 2,486 L (88 cu.ft.)
- Interior rear cargo volume: 515 L (18 cu.ft.)
- Passenger volume: 4,324L (152.7 cu.ft.)
- Rear headroom: 970mm (38.2")
- Rear hiproom: 1,501mm (59.1")
- Rear legroom: 991mm (39.0")
- Rear shoulder room: 1,572mm (61.9")
- Towing capacity: 2,404kg (5,300lbs)
- Wheelbase: 3,025mm (119.1")
- Appearance: analog
- Auto high-beam headlights
- Blind spot: Ford Co-Pilot360 - BLIS (Blind Spot Information System) warning
- Compass
- Delay-off headlights
- Exterior parking camera rear
- Front fog lights
- Front reading lights
- Fully automatic headlights
- Lane departure: Lane Keeping Alert active
- Low tire pressure warning
- Outside temperature display
- Parking sensors: Reverse Sensing System rear
- Rear reading lights
- Rear window defroster
- Rear window wiper
- Speed sensitive wipers
- Tachometer
- Traffic sign information
- Trip computer
- Variably intermittent wipers
- 4 wheel disc brakes
- ABS brakes
- Brake assist
- Dual front impact airbags
- Dual front side impact airbags
- Electronic stability
- Forward collision: Ford Co-Pilot360 - Pre-Collision Assist with Pedestrian Detection mitigation
- Front pedestrian detection: prevention
- Ignition disable
- Knee airbag
- Occupant sensing airbag
- Overhead airbag
- Panic alarm
- Perimeter/approach lights
- Rear collision: Cross-Traffic Alert warning
- Security system
- Traction control
Notes from the dealer
Peace of mind
Vehicle history report
- Title information
- Odometer readings
- Accident data (if applicable)
- Service history
- Vehicle usage
- Recall information (if applicable)
- Warranty status
A name you can trust
Bay Cars is dedicated to your satisfaction before, during, and after your purchase. We'll go the extra mile to take care of you.
More about usKBB.com Consumer Reviews
3.6out of 5 overall- 5.0
Seats and performance
by Chan78 on 6/30/2026 6:16:53 PM
I love the suv its fantastic to drive only issue I have is the wind noise in the driver seat but I'd sleep in it every night the seats are comfortable. - 5.0
Explorer
by Rudy on 5/28/2026 6:10:36 PM
So far so good - smooth ride - plenty of power for a 2.3 liter 4 cyl which coming from someone who drove a 5.0 V8 for 20 yrs- much better on gas - 4.0
Served our family well!
by Beth on 2/19/2026 11:46:55 PM
Trading my car in next week, I am gonna miss my Explorer. It’s been a good family car. Draw backs: the screen is glitchy at times. Some electronics malfunctioned and I won’t lie, they can be costly to fix. Comfortable, spacious. I never had any mechanical problems with the car, but I did take very good care of it at well. I maintained all recommended services and any replacements were all genuine Ford parts. I hope whoever buys our car, loves it as much as we did.