Welcome to Our Financing Department

At Bay Cars We Help You Secure Auto Financing

Once you've found the right new vehicle, whether it's a car, truck, crossover or SUV, we'll take steps to finalize the transaction. That means helping with auto financing via our team of specialists who can find the right plans that suit the needs of a variety of drivers from Panama City, Lynn Haven, Panama City Beach and Callaway FL, and get you behind the wheel as soon as possible.

Choose Between Affordable Auto Leases and Car Loans at Bay Cars

One of the first aspects of auto financing drivers from the Lynn Haven, Panama City Beach and Callaway FL areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Hyundai, Ram, MitsubishiJeep, Dodge, or Lincoln while keeping monthly payments low. A loan is a favorite for many near Panama City since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.

Take the Guesswork Out of Vehicle Financing with Bay Cars

Browse the collections of available new and used models here at Bay Cars. When you're ready to start the test drive and financing phase of your journey, visit us in Panama City. We look forward to helping you tailor your perfect payment plan and making the entire process painless and easier to understand. You can even get started online, before you even stop in, by filling out your application paperwork ahead of time using the convenient tools on our website. Fill it out soon and let's get started on your path towards a new vehicle.

Start Your Application

Contact Information

Your privacy is important to us.

Bay Cars takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.